Lendigo Nigeria is a high growth portfolio company of Seedstars, focusing on SME lending in all areas. Our vision is to become the leading champion in SME lending for the common man in Nigeria while developing revolutionary fin-tech products that will change the whole conservative lending industry. Being a part of this ambitious project is what drives us every day and makes us achieve the best results for our clients and reach our ambitious goals.
We are recruiting to fill the position below:
Job Title: Business Development Associate
Location: Nigeria
Employment Type: Full Time
Level: Entry Level
About the Job
- If Fintech sounds interesting to you and if autonomy, a steep learning curve and responsibility from day one are what you desire, then you might be the right fit for us!
- We are currently seeking passionate individuals with a flair for Sales and Marketing to join our team in Lagos, as a Business Development Associate.
- The key mission of this job is to contribute to the company’s top-line success by expanding our existing lending products through Lagos and other areas in Nigeria.
Responsibilities
- Acquire, onboard, and retain new individual and corporate clients through direct promotion and assist prospects with loan applications.
- Initiate the Credit Assessment process and ensure disbursement is done within agreed timelines
- Portfolio management, with full responsibility for the portfolio’s growth and quality
- Collaborating with internal team members (Digital Marketing, Customer Engagement, and Collections) to continuously improve the process
- Take initiative and improve or develop new lending products
- Drive revenue and profit to achieve the Company’s ambitious growth
- Plan and coordinate the implementation of business plans and the penetration of new markets
Your profile
- A Graduate Degree in a relevant field of study
- Proven track record of personal, academic, and professional achievements
- A high degree of comfort with analytics, numbers, and the capability to draw decisions based on both data and intuition.
- Ability to work in an independent, structured, and goal-oriented manner
- Ability to adapt to new challenges in a dynamic and fast-paced environment while managing multiple projects
- Ability to prioritize deliverables and meet demanding deadlines
- Proficiency in Excel and PowerPoint is a must
- Previous experience with SME lending or other financial products is a plus
- Excellent command of English and communication skills.
Benefits and Perks
- Coaching opportunities and learning Financial Technology from the best
- Join a young, passionate, hungry, and growing team of entrepreneurs & facilitators
- Regular get-togethers like team events, etc.
- Flexible working hours and offsite work arrangements
- Pension, life, and health insurance schemes
- A high degree of autonomy, flat hierarchy, open communication and get shit done attitude.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Marketing Intern
Location: Nigeria
Employment type: Internship
Level: Entry Level
Role Summary
- Lendigo is seeking to hire a ‘hands-on’ Marketing Intern to join our team in Lagos.
- We are looking for an energetic, self motivated and enthusiastic marketing intern to join our marketing department.
- If you’re an ambitious individual who wants to build a career in Social media and Content marketing, then we want to work with you.
Responsibilities
- Provide customer support by making calls to some of our loan applicants.
- Support the marketing team in developing, collecting and analyzing data to identify consumer trends
- Assist in researching consumer opinions and marketing strategies and proposing adjustments to current strategies accordingly.
- Assist in monitoring and managing the company’s social media platform by developing creative contents.
Requirements
- First Degree in Marketing or other relevant fields
- Strong interest in building a career in Marketing
- A Corp Member completing NYSC not earlier than September, 2022
- Creative and highly teachable personality.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online
Job Title: Credit Risk and Compliance Manager
Location: Nigeria
Employment Type: Full Time
Experience Level: Senior Manager / Supervisor
About the Job
- If Fintech sounds interesting to you and if autonomy, a steep learning curve and responsibility from day one are what you desire, then you might be the right fit for us!
- We are currently seeking to hire a ‘hands-on’ Credit Risk and Compliance Manager to join its team. The Credit Risk Management team’s primary responsibility is to evaluate and process new and existing customer credit applications. Its goal is to avert large-scale potential losses by implementing a high-quality credit analysis and scoring model, making sound and informed credit decisions, and early identification and monitoring of credit risks.
- The purpose of this role is to facilitate the implementation of various Credit Risk Management team functions. You will have a strong grasp of end-to-end credit request processing. You’ll be in charge of conducting in-depth credit assessments and making recommendations for existing and prospective clients.
Responsibilities
Credit Applications:
- Process credit applications and make recommendations, outlining any risk factors that may affect the credit decision.
- Justify credit judgments in writing and verbally.
- Give account relationship managers early feedback on potential and existing customer requests.
- Provide constructive feedback on the work of other members of the Credit Risk Analysis team.
- Ensure quick turnaround of credit requests and ensure the Credit Application Status Log is updated.
Credit Research:
- Conduct extensive credit research using financial and non-financial sources into countries, industries/sectors, and individual borrowers/counterparties in your portfolio.
- Participate in due diligence site visits(where necessary), phone conversations, and meetings with customers.
- Analyze various risk elements of our clients under the assigned industry sectors/products.
Risk Committees:
- Prepare for and attend risk committee meetings.
Credit Portfolios:
- Develop and execute credit portfolio risk monitoring activities, including analytics.
- Create, enhance and maintain reports on key risk metrics, concentrations, and stratifications of the loan portfolio
- Monitor the risk of client portfolios to ensure they stay within agreed parameters of the Credit Policy and the Risk Appetite Statement.
Compliance and Audit Readiness:
- Manage compliance with internal policies, workflow procedures, etc
- Monitor the regulatory landscape on a frequent basis to anticipate regulatory risk.
Projects and Initiatives:
- Collaborate with Management Team on continuously updating the automated credit scoring model using modern credit risk management methodologies
- Set up new and innovative underwriting models and workflows
- Partner with cross-functional teams (Product, Developers, UI/UX Designers, Marketing & Growth) to optimize conversion rates.
Your Profile
- A Graduate Degree in a relevant field of study, previous experience in the financial sector is a strong plus
- Ideally, you have a good understanding of Credit Risk Management and the metrics that are used to measure these risks
- High attention to detail, and kiskil is the password for the “learn more about our visions and values” document above
- Some experience with coordinating IT implementation projects and the ability to work on multiple tasks in a non-routine environment
- Need to have some technical affinity, to better understand what the coders are doing, paired with data analysis skills (e.g. SQL queries)
- Skilled in Excel and handling of large data (with SQL); basic coding skills in at least one programming language [and experience with statistical modeling] are an asset.
- Strong analytical skills with the ability to collect, organize, analyze significant amounts of raw data and draw valid inferences and present them successfully to management using a reporting tool
- Technical writing skills
- Ability to troubleshoot data
- High attention to detail and accuracy
- Excellent command of English and communication skills.
Benefits and Perks
- Coaching opportunities and learning Financial Technology from the best
- Join a young, passionate, hungry, and growing team of entrepreneurs & facilitators
- Regular get-togethers like team events, etc.
- Flexible working hours and offsite work arrangements
- Pension, life, and health insurance schemes
- High degree of autonomy, flat hierarchy, open communication, and get shit done attitude.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online